Privacy policy

This policy explains what information MGM Crew Coverage collects when you use this site or submit the coverage form, how that information is used, and who it is shared with. MGM Crew Coverage is operated on behalf of MGM Hospitality by Fortress Insurance Group, LLC, an independent licensed insurance brokerage.

Information we collect

We collect information you give us directly through the coverage form, and a limited amount of technical information automatically when you visit the site.

• —Contact details — name, phone number, email address, and ZIP code or state of residence.
• —Eligibility details — date of birth, household size, estimated household income, employment status, tobacco use, and the type of coverage you are asking about.
• —Health-related answers — only what is needed to determine eligibility or quote a specific plan, and only if you choose to provide it.
• —Technical information — IP address, browser and device type, pages viewed, and referring page, collected through cookies and similar technologies.

How we use it

• —To have a licensed agent contact you about coverage options and pricing.
• —To determine what plans and subsidies you may qualify for.
• —To submit an application to a carrier or to the health insurance marketplace at your direction.
• —To respond to questions and provide ongoing service on a policy you enroll in.
• —To meet legal, licensing, and recordkeeping obligations that apply to insurance brokers.
• —To maintain and improve this site.

Consent to be contacted

By submitting the form, you authorize Fortress Insurance Group, LLC and its licensed agents to contact you at the phone number and email address you provide — including by phone call, text message, and prerecorded or automated dialing technology — about insurance coverage. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to any text message to opt out, or ask an agent to remove you from contact at any time.

This authorization applies even if the number you provide is listed on a state or federal Do Not Call registry.

Who we share information with

We share your information only as needed to quote and place coverage, or where required by law. Specifically:

• —Insurance carriers and underwriters — to obtain quotes and submit applications you authorize.
• —Government exchanges — the federal or state health insurance marketplace, when you apply for a marketplace plan or subsidy.
• —Service providers — the vendors that host this site, deliver our forms, and run our customer records, under contracts that limit their use of your data.
• —Regulators and law enforcement — where required by law, subpoena, or a licensing authority.

We do not sell your personal information, and we do not share it with MGM Hospitality management or use it in any employment decision. MGM Hospitality receives only aggregate participation figures that do not identify individuals.

Health information

Health-related information you provide is treated as confidential and used only to determine eligibility, quote coverage, and place a policy. It is not shared with your employer. Once you are enrolled, the carrier's own privacy notice governs the health information it holds about you.

Cookies and tracking

This site uses cookies and similar technologies to keep the site working, remember form progress, and measure how visitors find and use the page. Some of these are set by third-party analytics and advertising providers. You can block or delete cookies in your browser settings, though parts of the site may not function correctly if you do.

Your choices and rights

• —Ask for a copy of the personal information we hold about you.
• —Ask us to correct information that is inaccurate.
• —Ask us to delete your information, subject to records we are required to keep.
• —Withdraw consent to be contacted, or unsubscribe from email at any time.

Depending on where you live, you may have additional rights under state privacy law. To exercise any of these, email [email protected]. We may need to verify your identity before we act on a request.

Retention and security

We keep your information for as long as needed to provide service and to satisfy the recordkeeping periods that apply to licensed insurance brokers, then delete or de-identify it. We use administrative, technical, and physical safeguards to protect it. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

Children

This site is not directed to children under 18, and we do not knowingly collect information from them. Information about a minor dependent may be submitted by a parent or guardian as part of a family coverage application.

Changes to this policy

We may update this policy from time to time. The revised version will be posted on this page with a new "last updated" date. Material changes will be highlighted here.

Contact

Questions about this policy or about how your information was handled:

[email protected]
Fortress Insurance Group, LLC